PAYHERO Blog

Payment Processing, Simplified

Tips, guides, and straight talk about credit card processing for DC, Maryland, and Virginia small businesses.

GuidesApr 1, 2026

How to Read Your Credit Card Processing Statement

Your processing statement is confusing on purpose. Here's how to actually read it — and find out if you're overpaying.

6 min readRead
PricingMar 28, 2026

Interchange-Plus vs Flat Rate Pricing: Which Saves You More?

Square charges 2.6% + 10¢ on everything. Interchange-plus passes through the actual cost. Here's how to figure out which one saves you more money.

5 min readRead
PricingMar 25, 2026

How Much Do Credit Card Processing Fees Really Cost Small Businesses?

The average small business pays 2.5-3.5% per transaction in processing fees. Here's what that actually costs you per year — and how to lower it.

5 min readRead
PricingMar 22, 2026

The Hidden Fees Your Payment Processor Isn't Telling You About

Statement fees, PCI fees, batch fees, non-qualified surcharges — here are the junk fees your processor is quietly adding to your bill every month.

5 min readRead
DMV LocalMar 18, 2026

Payment Processing for DC Restaurants: The Complete Guide

Running a restaurant in DC? Here's everything you need to know about credit card processing — rates, fees, what to avoid, and how to save.

7 min readRead
DMV LocalMar 15, 2026

Best Credit Card Processing for Liquor Stores in Maryland

Liquor stores have unique processing needs — high volume, consistent transactions, and tight margins. Here's how Maryland liquor stores can save on fees.

5 min readRead
DMV LocalMar 12, 2026

Payment Processing for Auto Shops in Virginia: What You Need to Know

Auto repair shops process high-ticket transactions with tight margins. Here's how Virginia auto shops can cut processing costs and keep more profit.

5 min readRead
DMV LocalMar 8, 2026

A Small Business Owner's Guide to Payment Processing in the DMV

New to payment processing? Running a business in DC, Maryland, or Virginia? Here's your no-BS guide to understanding fees, choosing a processor, and not getting ripped off.

7 min readRead
ComparisonsMar 5, 2026

Square vs Interchange-Plus: Why DC Restaurants Are Switching

Square is easy. But at 2.6% + 10¢, it's expensive for restaurants doing real volume. Here's the math on why DC restaurants are moving to interchange-plus.

5 min readRead
ComparisonsMar 2, 2026

Is Toast Really the Best Option for Your Restaurant? A Fee Breakdown

Toast is a great POS. But are you paying too much for processing because it's bundled in? Here's what Toast restaurant owners need to know about their rates.

5 min readRead
ComparisonsFeb 27, 2026

Clover vs PAYHERO: Comparing Payment Processing Costs

Clover's processing rates vary wildly depending on who sold it to you. Here's how Clover fees compare to PAYHERO's transparent pricing.

5 min readRead
GuidesFeb 22, 2026

How to Choose a Payment Processor for Your Small Business (2026 Guide)

Choosing a payment processor is confusing. This guide cuts through the noise — what to look for, what to avoid, and how to get the best deal in 2026.

7 min readRead
GuidesFeb 18, 2026

What Is Interchange? A Plain-English Guide for Business Owners

Interchange is the biggest chunk of your processing fees — and every processor pays it. Here's what it is, who sets it, and why it matters to your bottom line.

5 min readRead
GuidesFeb 14, 2026

PCI Compliance for Small Businesses: What You Actually Need to Know

PCI compliance sounds scary. It doesn't have to be. Here's what small businesses actually need to do — and what your processor should handle for you.

5 min readRead
PricingFeb 10, 2026

5 Ways to Reduce Your Credit Card Processing Costs Today

Paying too much in processing fees? Here are 5 things you can do right now to lower your costs — no switching required (though that helps too).

5 min readRead
DMV LocalFeb 5, 2026

The True Cost of Payment Processing: What Every DMV Business Should Know

Payment processing is one of your biggest monthly expenses. Here's a complete breakdown of what it actually costs — and how DMV businesses can pay less.

7 min readRead